Investor & Financing

What is cap rate? Learn the formula, a worked example, what a good cap rate is, and how Georgia investors use it to compare properties.

What is a fix and flip loan? Learn how it works, the 2026 rates and terms, how draws fund the rehab, and how Georgia investors use one.

What is a hard money loan? Learn how this short-term, asset-based loan works, what it costs, when investors use it, and how it compares to a conventional loan.

How to finance a rental property: conventional loans, DSCR loans, down payment rules, and other options Georgia investors use to fund a rental purchase.

What is a bridge loan in real estate? Learn how bridge financing works, typical rates and terms, when to use it, and what Georgia investors should weigh.

A DSCR loan qualifies the property; a conventional loan qualifies you. Here’s how they compare on income, rates, and property use, in everyday language.

No income verification does not mean no requirements. Here are the DSCR loan requirements for credit, down payment, ratio, and property, in everyday language.

Most lenders want a DSCR of 1.25 or higher. Here’s what counts as a good ratio, what each range means, and how to reach it, in everyday language.

A DSCR loan qualifies on a rental property’s income instead of your paycheck. Here’s how it works, what it takes to qualify, and who it fits, in everyday language.